Need help with financing?
Financing by Carroll Mortgage
Jim Jr. joined the business in 1997 as a loan officer and was named Executive Vice President in 2006 over production and secondary marketing of The Carroll Mortgage Group, Inc. He graduated from the University of Arkansas in Little Rock with honors in 1997 with a degree in psychology. He acquires and manages a large portfolio of loan programs for our customers and continues to be a top producer for the company.
Jim Carroll Jr.
(501) 228-9797 ext. 221
In a hurry? Call 501-228-9797 ext. 221 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
